SMSF Accountant Gold Coast
For Australians who want their super working harder for them
Take control of your future on your terms with a Self Managed Super Fund
As experienced Gold Coast SMSF accountants we know many people already manage their own superannuation via a SMSF and many more will decide to take control of one of their most significant assets in the next few years.
Being the trustee of your own SMSF is not a matter to be taken lightly however. There are very complex laws and regulations that impact on the operations of an SMSF and the trustees that manage them. We have considerable experience in SMSF and dedicate significant resources to make sure we are at the top of the game when it comes to supporting our clients in this area.
Need advisory regarding self managed super funds? Speak to a Cordner Advisory expert today. Contact us here.
Trusted SMSF Accountants on the Gold Coast
Cordner Advisory provides specialist SMSF accounting, compliance and strategy services to Gold Coast clients who want to take control of their retirement savings.
An SMSF gives you control over where your money is invested, but it comes with trustee obligations, compliance requirements and strategic decisions that have long-term consequences.
We've helped hundreds of Gold Coast clients set up, manage and optimise their SMSFs, and we'll tell you straight whether it's the right move for you.
Our SMSF Accounting Services
We can help you with…
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Establishing your fund correctly from day one, including trust deed preparation, ATO registration, trustee structure advice and investment strategy documentation.
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Preparing financial statements, tax returns and the independent audit your fund requires each year, while keeping you across your ongoing obligations as a trustee.
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Advising on limited recourse borrowing arrangements for property purchases inside your SMSF, including structuring, compliance and the ongoing obligations that come with it.
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Maximising contributions within concessional and non-concessional caps, managing carry-forward provisions and structuring investment income to minimise tax inside and outside the fund.
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Setting up account-based pensions and transition to retirement strategies for Gold Coast clients looking to reduce tax and maximise income as they approach and enter retirement.
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Making sure your SMSF fits within your broader estate plan, including binding death benefit nominations, reversionary pensions and superannuation proceeds trusts.
About Cordner Advisory
Support at Every Stage of Your SMSF Journey
Whether you're weighing up whether an SMSF is right for you or managing a fund that's been running for years, Cordner Advisory's Gold Coast team provides the accounting, compliance and strategy support to keep it on track.
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If you're considering an SMSF, we can assess whether it makes sense for your situation, walk you through the setup process and get your fund established correctly from day one.
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As your balance grows, we help you maximise contributions, review your investment strategy, manage tax inside the fund and make sure compliance obligations don't catch you out.
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In the years leading up to retirement, we structure your transition to retirement strategy, review pension options and make sure your fund is positioned to deliver the income you're planning on.
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Once you're drawing a pension, we manage ongoing compliance, integrate your SMSF with your estate plan and make sure your fund continues to work efficiently for as long as you need it to.
Your SMSF Accounting Team
What we offer
Unlike many other SMSF ‘administration’ services in the market place, we do not merely provide data processing and year end account preparation for your SMSF. We engage experienced and qualified professionals with specific SMSF qualifications to provide comprehensive administration services to you (the trustee and member) and your SMSF. While we certainly attend to the basics of annual compliance (preparation of accounts and statutory returns and the annual audit), we also provide support in:
Establishing your SMSF as requested, and regularly reviewing the trust deed to make sure they meet your requirements with the law
Make sure your SMSF is complimentary to your estate planning and asset protection strategies
Providing current maximum contribution caps to assist you forming your contribution strategies
Assistance with transition to retirement strategies and advising on the tax benefits to an SMSF
Assistance with forming your pension strategies as requested
Obtain actuarial reports for the SMSF as required
Assistance with establishing structures that allow your SMSF to borrow for investments as requested
Cordner Advisory are dedicated to being at the forefront of technical expertise in the SMSF industry on the Gold Coast and committed to providing the professional support to streamline the management of your SMSF.
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Tony Cordner
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Jarrad Young
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Caitlin Fruk
Common SMSF Questions
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An SMSF is a superannuation fund you control yourself. Instead of a retail or industry fund managing your super on your behalf, you act as the trustee and make the investment decisions. The fund is still subject to superannuation law and ATO oversight, but you choose what it invests in, when, and how.
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An SMSF makes sense when you have enough super to justify the running costs, want more control over your investments and are willing to take on trustee responsibilities. Most advisors suggest a minimum balance of $200,000 to $250,000 before the cost-benefit stacks up, but it depends on your situation.
Talk to us and we'll give you a straight answer.
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Yes. Once your SMSF is established and has a complying status with the ATO, you can roll your existing super balance across from any retail or industry fund. The process is straightforward and we manage it as part of the setup.
Get in touch and we'll walk you through the steps.
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Yes, including residential and commercial property, but the rules are strict. The property must meet the sole purpose test, can't be purchased from a related party in most cases, and any borrowing must be structured as a limited recourse borrowing arrangement.
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Most funds are up and running within two to four weeks once we have everything we need from you. The main variables are how quickly the ATO processes the ABN and TFN applications and how long it takes to open a fund bank account.
Book a consultation and we can get the process started.
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